πŸ‘Ά

Child Tax Credit Calculator 2026

Estimate your federal Child Tax Credit (CTC) and Credit for Other Dependents (ODC) for the 2026 tax year, including the refundable Additional CTC.

FINANCE

Estimate the federal Child Tax Credit ($2,000 per qualifying child under 17) and Credit for Other Dependents ($500 per ODC) for 2026. Includes phase-out and refundable Additional CTC.

Phase-out reduces the credit by $50 per $1,000 of AGI above $200K (single/HoH) or $400K (MFJ). The refundable portion (ACTC) is 15% of earned income above $2,500, capped at $1,700/child in 2026. Qualifying children must have an SSN, be a US citizen/resident, live with you over 6 months, and you provide over 50% support.

Disclaimer: 2026 figures projected per TCJA permanence and IRS indexing. State CTCs (CA, NY, CO) may stack additional credit. Consult IRS Pub 972 or a tax professional.

Child Tax Credit Calculator (2026)

Estimate your federal Child Tax Credit (CTC) and Credit for Other Dependents (ODC) for the 2026 tax year. CTC is $2,000 per qualifying child under 17; ODC is $500 per other dependent. Phase-out begins at $200,000 (single/HoH) or $400,000 (married filing jointly).

Must have SSN, be a US citizen/resident, live with you > 6 months, and you provide > 50% of support.
Children 17+, college students, elderly parents you support.
Affects the refundable portion (ACTC). 15% of earned income above $2,500.
Estimated Total Credit
$4,000
Base credit (before phase-out)$4,000
Refundable portion (ACTC)$3,400
Non-refundable portion$600

2026 figures projected based on TCJA permanence and IRS inflation indexing. The CTC was temporarily expanded in 2021 ($3,600 for under 6, $3,000 for 6-17, fully refundable) - those expanded rules expired. Future legislation could change CTC amounts. State CTCs (CA, NY, CO, others) may add additional credit. Consult IRS Pub 972 or a tax professional for your specific situation.

Frequently Asked Questions

What is the Child Tax Credit Calculator 2026 for?
Estimate the federal Child Tax Credit ($2,000 per qualifying child under 17) and Credit for Other Dependents ($500 per ODC) for 2026. Includes phase-out and refundable Additional CTC.
How do I use the Child Tax Credit Calculator 2026?
Phase-out reduces the credit by $50 per $1,000 of AGI above $200K (single/HoH) or $400K (MFJ). The refundable portion (ACTC) is 15% of earned income above $2,500, capped at $1,700/child in 2026. Qualifying children must have an SSN, be a US citizen/resident, live with you over 6 months, and you provide over 50% support.
How accurate are my child tax credit 2026 results?
2026 figures projected per TCJA permanence and IRS indexing. State CTCs (CA, NY, CO) may stack additional credit. Consult IRS Pub 972 or a tax professional.
Is the Child Tax Credit Calculator 2026 free to use?
Yes - every calculator on WhichCalc is completely free with no signup, no usage limits, and no tracking on the calculation itself. Results display instantly in your browser and your inputs are never sent to a server. Bookmark the page if you use this calculator regularly.