Federal Income Tax Calculator 2026
Estimate federal income tax for 2026 using the projected IRS brackets and standard deduction. Supports all four filing statuses and pre-tax 401(k)/HSA adjustments.
FINANCEEstimate your 2026 federal income tax using the projected IRS brackets and 2026 standard deduction. Supports single, married filing jointly, married filing separately, and head of household.
Uses progressive brackets stacking: each band of income is taxed at its marginal rate. Pre-tax contributions (Traditional 401(k), HSA, FSA) reduce AGI and therefore taxable income. The standard deduction in 2026 is projected at $15,750 single / $31,500 MFJ. Marginal vs effective rate: marginal is the rate on the next dollar earned; effective is total tax divided by gross income.