Salary Calculator (Gross to Net)
Convert annual gross salary to take-home pay across pay periods. Computes federal tax, FICA, state tax, and pre-tax 401(k) deductions.
FINANCEConvert annual gross salary into take-home (net) pay across monthly, biweekly, weekly, and hourly equivalents, accounting for federal tax, FICA, state tax, and pre-tax 401(k).
Federal tax uses 2026 projected brackets. FICA is 7.65% on wages: 6.2% Social Security (up to the wage base) plus 1.45% Medicare (uncapped). State tax is a flat-rate input — adjust based on your state (0% in TX, FL, WA, NV, TN, NH, SD, WY, AK; ~8-9% in CA; ~6.5% in NY).
Salary Calculator (Gross to Net)
Convert annual salary to take-home pay across pay periods (annual / monthly / biweekly / weekly / hourly equivalent), accounting for federal tax, FICA, state tax, and pre-tax 401(k).
Estimate only. Does not include local/city tax (NYC, Detroit), SDI (CA), additional Medicare 0.9% over $200K, ACA insurance subsidy interactions, or post-tax deductions (Roth 401k, HSA, life insurance). For accuracy, use a paycheck stub generator with your specific state.