Tax Loss Harvesting Calculator
Sell losing positions to offset capital gains plus up to $3K of ordinary income; carry the rest forward. Watch the wash-sale rule (30 days). Compute the savings versus holding to recover.
FINANCESell losing positions to offset capital gains plus up to $3K of ordinary income; carry the rest forward. Watch the wash-sale rule (30 days). Compute the savings versus holding to recover.
Detailed instructions, formula notes, and US-context guidance shown in the calculator above.
Tax Loss Harvesting Calculator
Realize losses to offset capital gains, plus up to $3K of ordinary income. Excess carries forward indefinitely. Watch the wash-sale rule (no repurchase 30 days before/after).
Wash-sale: don't buy "substantially identical" security within 30 days (before or after) — disallows loss. Easiest workaround: buy a different fund tracking similar index (VTI → VOO, etc).