Finance Calculators
Mortgage, income tax, investment, retirement, refinance, loans, and 90+ more US-tailored finance tools — accurate to 2026 IRS brackets and FICA limits.
Whether you're buying your first home, optimizing tax strategy, planning retirement, or comparing investment options, this is the most comprehensive set of free US finance calculators online. Every tool runs entirely in your browser — your inputs never leave your device. Built around real 2026 figures: federal tax brackets, Social Security wage base ($184,500), conforming mortgage limit ($806,500), HSA + 401(k) contribution caps, and current Treasury rates. Cross-linked across the suite so you can move from "how much house can I afford" to "what mortgage points pay back" to "how does this fit my emergency fund" in one session.
Most Popular
Mortgage Calculator
Calculate monthly mortgage payment (PITI), full amortization schedule, PMI drop-off, and extra payment savings.
Open Calculator →Paycheck Calculator (Take-Home Pay)
Calculate US take-home pay after federal tax, FICA, and state tax. Supports pre-tax 401(k), HSA, and health insurance deductions across all 50 states.
Open Calculator →Time Card / Timesheet Calculator
Calculate weekly work hours from daily clock-in / clock-out times, lunch breaks, regular vs overtime hours under US FLSA, and gross weekly pay.
Open Calculator →Compound Interest Calculator
Project investment growth with compound interest, regular contributions, multiple compound frequencies, and inflation adjustment.
Open Calculator →Auto Loan Calculator
Calculate auto loan monthly payment with down payment, trade-in, sales tax, fees, and amortization schedule.
Open Calculator →401(k) Retirement Calculator
Project your 401(k) retirement balance with employer match, IRS contribution limits, and inflation-adjusted today’s dollars.
Open Calculator →Net Worth Calculator
Track assets minus liabilities to find your true net worth. Compare against US median wealth by age and the "millionaire next door" target.
Open Calculator →Kalkulator Tax Bracket Progresif
Hitung pajak penghasilan progresif: PPh OP Indonesia (UU HPP), Federal US, UK Income Tax, dan custom bracket.
Open Calculator →High-Yield Savings Account (HYSA) Calculator
Project HYSA growth at top APYs, compare to traditional savings, and see after-tax interest with federal and state tax rates.
Open Calculator →All Finance Calculators
- Roth IRA💰
- Debt Payoff❄️
- Social Security🇺🇸
- Sales Tax🧾
- Affordability🏡
- FIRE🔥
- Pinjaman🏦
- Investasi💹
- Overtime⏰
- Tax Refund🧾
- Hourly ↔ Salary💼
- CD🏦
- VA Disability🎖️
- RMD🏛️
- HELOC🏠
- HSA🩺
- BAH🇺🇸
- CC Payoff💳
- Mileage🚗
- Amortization📊
- Annual Income💼
- Annuity🏦
- Dividend💰
- Future Value📈
- Gold🥇
- Mortgage Payoff🏠
- Personal Loan💵
- Rent🏘️
- FHA Loan🏠
- APR%
- Boat Loan⛵
- Margin%
- Car Affordability🚗
- SIP📈
- Life Insurance🛡️
- Annuity Payout💰
- RSU Tax💵
- Stock Options📊
- Bond Price📃
- YTM📜
- Real Return📈
- Millionaire💎
- 50/30/20 Budget📊
- Savings Rate🐖
- DTI📉
- Refi Break-Even🔁
- Cash-on-Cash💰
- GRM🏢
- Cap Rate📈
- House Affordability🏠
- Rent vs Buy🏘️
- Closing Costs💼
- USDA Loan🌾
- VA Loan🎖️
- Jumbo Loan🏛️
- PITI🏡
- Effective Rate📊
- Quarterly Tax📅
- Trad vs Roth⚖️
- Roth Conversion🔄
- 529 Plan🎓
- Savings Goal🎯
- Emergency Fund🛟
- 1099 vs W-2⚖️
- SE Tax🧾
- Child Tax Credit👶
- Capital Gains📈
- Biweekly Mortgage📅
- ARM📊
- Mortgage Points📉
- PMI🛡️
- Student Loan🎓
- Down Payment🏠
- Simple Interest➕
- Salary💵
- Income Tax🇺🇸
- Side Hustle💸
- Gas Fee⛽
- Rental ROI🏠
- Negosiasi Gaji💼
- Refinance🔄
- Staking🪙
- Penyusutan📉
- KPR Syariah🕌
- Langganan📱
- NPV & IRR🏦
- ROI📈
- Mata Uang💱
- Profit💰
- Forex💱
- BEP📊
- Dana Pensiun🏖️
- Inflasi📉
- Average Saham📈
- Diskon🏷️
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