Treasury Bill Ladder Calculator
Stagger T-bill maturities (4, 8, 13, 17, 26, 52 weeks) for steady income with rolling reinvestment. Computes expected monthly cash, weighted yield, and state-tax-free advantage.
FINANCEStagger T-bill maturities (4, 8, 13, 17, 26, 52 weeks) for steady income with rolling reinvestment. Computes expected monthly cash, weighted yield, and state-tax-free advantage.
Detailed instructions, formula notes, and US-context guidance shown in the calculator above.
Treasury Bill Ladder Calculator
Stagger T-bill maturities so something matures regularly. Interest is state-tax-free — huge in CA, NY, OR. Buy at TreasuryDirect or via brokerage (Fidelity, Schwab).
Auto-roll at TreasuryDirect or Fidelity to maintain ladder. Federal tax applies; FDIC-equivalent backstop. Yields here are indicative; check current rates before buying.