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USDA Loan Calculator
Calculate USDA Rural Development loan payments. 0% down available for eligible rural properties; includes 1% upfront guarantee fee and 0.35% annual fee.
FINANCECalculate USDA Rural Development loan payments. 0% down available for eligible rural properties; includes 1% upfront guarantee fee and 0.35% annual fee.
Detailed instructions, formula notes, and US-context guidance shown in the calculator above.
Disclaimer: Estimate only. Consult a qualified professional for decisions with major financial, legal, or health consequences.
USDA Loan Calculator
USDA Rural Development loan: 0% down for eligible properties in rural and many suburban areas. Includes 1% upfront guarantee fee + 0.35% annual guarantee fee.
Total Monthly Payment (P&I + Guarantee)
$2,054/mo
Loan amount (with 1% upfront)$303,000
1% upfront guarantee fee$3,000
Monthly P&I$1,965
Monthly guarantee fee (0.35% annual)$88
Total interest$404,491
Check property eligibility on USDA eligibility map. Income limits apply (115% of area median). No down payment required.
Frequently Asked Questions
What is the USDA Loan Calculator for?
Calculate USDA Rural Development loan payments. 0% down available for eligible rural properties; includes 1% upfront guarantee fee and 0.35% annual fee.
How do I use the USDA Loan Calculator?
Detailed instructions, formula notes, and US-context guidance shown in the calculator above.
How accurate are my usda loan results?
Estimate only. Consult a qualified professional for decisions with major financial, legal, or health consequences.
Is the USDA Loan Calculator free to use?
Yes - every calculator on WhichCalc is completely free with no signup, no usage limits, and no tracking on the calculation itself. Results display instantly in your browser and your inputs are never sent to a server. Bookmark the page if you use this calculator regularly.